Insights

At one end, FIs can outsource most of their payments environment, reducing their operational responsibility but potentially limiting their flexibility. At the other, they can retain greater control and freedom while taking on more of the complexity of operating the platform. Between these two ends sit different combinations of control, choice, changeability and responsibility.

Entering the Islamic Banking market does not require launching a dedicated Islamic bank, creating a full product portfolio or investing in major technology transformation. Sometimes, one product is all it takes.

Cash remains deeply embedded across Latin America and the Caribbean, but prepaid is creating new ways for people and organisations to access and manage digital payments. We spoke to Carlos Seer, Associate VP & Business Development Director in LAC, about the market, its strongest use cases and what comes next.

Compass Plus Technologies’ next-generation fraud management platform recognised by the Payments Awards for its innovative approach to AI-powered fraud prevention

Brazil’s prepaid market is large and established, although its recent performance is more nuanced than headline growth suggests. The country had 74 million active prepaid cards at the end of 2025, and prepaid-card transactions grew 2.2% in the second half of 2025 compared with the same period in 2024. But prepaid’s future will be shaped by more than card numbers.

QKS Group has named Compass Plus Technologies as a 2025 technology leader in the SPARK Matrix™: Card Management System (CMS), 2025.

As digital banking becomes the primary customer interface, the ATM's value lies in doing fewer things - but doing them exceptionally well.

For merchant acquirers across Africa, fraud prevention has long focused on minimising chargebacks, reducing scheme exposure, and protecting merchants from losses. But there is another threat hiding inside many fraud strategies: false positives.