Viewpoints

The answers to these questions will give an FI a very clear indication of how well placed they are to develop and maintain their mobile bank in-house.

As a vendor that has been invited to thousands of tenders, we are uniquely positioned to offer a different perspective and we have some pre RFI advice.

By empowering cooperatives with digital rails, the country can take a decisive step from cash to cashless - leaving no community behind.

One-size fits all loyalty programs are out and tailored rewards are a hugely important way to build meaningful relationships with younger customers. But is it enough?

In a world that is increasingly embracing alternative payments and modern technological principles, running a business on a platform built for yesterday’s payment methods is undeniably illogical.

As this generation is hyper aware of their options and choices, they are fickle and quick to jump ship if their financial institution doesn’t serve their everyday needs.

As the next generation of financially active consumers gains influence, banks that fail to reflect their customers' values risk losing relevance. But for those ready to act, there’s a clear path to deeper loyalty and long-term growth.

Cards are not disappearing, and RTP won’t fix every payment challenge overnight. But the direction of travel is clear. The future of payments will be fast, flexible, and real-time - and banks that want to stay ahead will need to do more than simply support new rails.

This session aims to break down key trends, challenges, and opportunities — from PSD3 to Pay by Bank, and everything in between. Whether you're a merchant, a payments provider, or just passionate about the future of finance — this session will give you the insights and foresight you need. 

Whether you opt to build or buy depends entirely on your current strategy, resources, and long-term goals. The key is to make a conscious choice based on where your bank is today and where it’s heading.