Viewpoints

Article
Real-world scenarios where hybrid fraud prevention wins
Fraud today is complex, fast-changing, and multi-channel. Criminals adapt quickly, exploiting weaknesses in digital banking, new payment methods, and customer behaviour. Financial institutions are under constant pressure to strengthen defences, but without adding unnecessary friction to genuine customers.
Article
The secret weapon against fraud: Microservices
For financial institutions, the challenge isn’t just spotting fraud in real time - it’s staying one step ahead of it. That’s where technology architecture becomes just as important as detection logic.
Blog
Four things you should ask before building a mobile banking app
The answers to these questions will give an FI a very clear indication of how well placed they are to develop and maintain their mobile bank in-house.
Blog
How do you know if you are talking to the right payment platform vendor for you?
As a vendor that has been invited to thousands of tenders, we are uniquely positioned to offer a different perspective and we have some pre RFI advice.
Article
From cooperatives to cashless: How digital hubs can power inclusive payments in the Philippines
By empowering cooperatives with digital rails, the country can take a decisive step from cash to cashless - leaving no community behind.
Blog
Banks and loyalty: The youth are here to disrupt and restructure
One-size fits all loyalty programs are out and tailored rewards are a hugely important way to build meaningful relationships with younger customers. But is it enough?
Blog
Is your card management system doing you a disservice?
In a world that is increasingly embracing alternative payments and modern technological principles, running a business on a platform built for yesterday’s payment methods is undeniably illogical.
Blog
Serving generation alpha: 5 non-negotiable features your mobile banking app needs
As this generation is hyper aware of their options and choices, they are fickle and quick to jump ship if their financial institution doesn’t serve their everyday needs.
Article
Why values – not just tech – are shaping the future of banking
As the next generation of financially active consumers gains influence, banks that fail to reflect their customers' values risk losing relevance. But for those ready to act, there’s a clear path to deeper loyalty and long-term growth.
Article
The future of card-based payments in a real-time world: What banks can do to stay ahead
Cards are not disappearing, and RTP won’t fix every payment challenge overnight. But the direction of travel is clear. The future of payments will be fast, flexible, and real-time - and banks that want to stay ahead will need to do more than simply support new rails.