Pocket Bank

Create an unrivalled mobile-first customer experience

Pocket Bank is the ultimate out-of-the-box, mobile-first remote banking solution - delivering a feature-rich consumer experience and limitless opportunities for growth. Designed for financial institutions and payment providers that want to move fast without compromising quality, it offers a seamless, secure mobile experience without the resource heavy overheads of building from scratch. With intuitive design and multi-layered architecture, Pocket Bank ensures a modern, omnichannel experience from day one. Scalable and flexible by design, it empowers you to evolve, expand, and stay ahead - quickly, cost-effectively, and with confidence.

Transactions and services

Pocket Bank is not your usual mobile banking app. While it offers the full suite of standard services - viewing and managing accounts, scheduled and one-off payments, and in-app support - it also puts the full spectrum of banking in your customer’s pocket, including services developed in-house or through partner integrations. With our smart applets, you can quickly launch new features and services without reengineering your app.

For banks that are both issuers and acquirers, Pocket Bank transforms into a digital payments solution that bridges banking and retail in a single omnichannel journey - without the headache of time-consuming, complex integrations.

APIs & integration

A modern mobile banking solution must not only bring together diverse services but deliver them as a seamless, unified experience. Pocket Bank was built on an API-first platform that enables smooth integration into your existing and future technology stack. It ensures high availability, enterprise-grade reliability, and continuous updates that keep the platform secure, evergreen, and competitive. Our rich APIs empower you to connect to external partners, embed value-added services, and innovate continuously - without technical bottlenecks or legacy limitations.

Customisation at your fingertips

Balancing customisation with speed has always been a challenge - until now. Our unique applet-based approach enables banks to quickly add or modify services, while maintaining full control over the user experience. Applets are lightweight scripts that are fully customisable and testable in a sandbox environment, giving your teams freedom and vendor independence. Because the app framework remains untouched, you don’t need to redesign or republish it every time you add a service - saving you cost, effort, and time while staying nimble in a fast-changing market.

Build a mobile-first digital ecosystem

If you serve both consumers and merchants, then Pocket Bank offers you more than just mobile banking. It is an integral part of our larger digital offering, and seamlessly enables you to bring together mobile banking and all models of mobile payments in a financial super app, inclusive of value-add services such as loyalty and rewards (banking or retail), merchant marketplace, advertising space and more. This unified approach ensures a consistent, personalised omni-channel experience, positioning you at the centre of your customer’s financial world. As 40% of global consumers switch providers for better mobile experiences, delivering one has never been more critical.

Built for continuous growth

Pocket Bank isn’t just built for today - it’s built to grow with you. Our future-ready platform is powered by a next-gen that delivers continuous innovation via zero-hassle upgrades, as well as quick limitless integration that enables you to bring new services to your customer’s fingertipsautomatic updates, fast feature rollouts, and zero-hassle upgrades. No rebuilds. No slowdowns. Just continuous innovation, delivered effortlessly. Scalable by design, Pocket Bank lets you expand into new markets, reach new segments, and launch specialised offerings all without compromising system reliability without starting from scratch. It’s built for agility - so you can move fast, adapt quickly, and stay ahead of whatever’s next.

Advantages

Speed to market
Launch up to 3x faster with an expert-built, out-of-the-box solution that slashes development time and costs - so you can stay ahead without the heavy lift
Seamless integration & scalability
Built on a modern API-first architecture, Pocket Bank connects effortlessly with your systems and partner network - future-proofing your stack and scaling with your growth
Effortless personalisation
Rapidly deploy personalised services and new features through smart, customisable applets - without republishing or disrupting your app framework
Beyond mobile banking
Go further with a platform that powers a full digital ecosystem - combining banking, payments, loyalty, and retail in one unified mobile-first experience

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