Insights

In a world that is increasingly embracing alternative payments and modern technological principles, running a business on a platform built for yesterday’s payment methods is undeniably illogical.

The award recognises technology vendors that have excelled in delivering innovative card and payment solutions, driving measurable improvements in operational efficiency for their clients.

As this generation is hyper aware of their options and choices, they are fickle and quick to jump ship if their financial institution doesn’t serve their everyday needs.

Designed to simplify financial management, enhance security, and offer greater flexibility, this cutting-edge product was developed in response to customer demand for a more convenient way to access both their own funds and credit in a single solution.

As the next generation of financially active consumers gains influence, banks that fail to reflect their customers' values risk losing relevance. But for those ready to act, there’s a clear path to deeper loyalty and long-term growth.

By integrating this technology, customers can replace traditional on-premises HSM infrastructure with a secure, cloud-based solution - streamlining operations and reducing the overhead of managing physical cryptographic hardware.

Cards are not disappearing, and RTP won’t fix every payment challenge overnight. But the direction of travel is clear. The future of payments will be fast, flexible, and real-time - and banks that want to stay ahead will need to do more than simply support new rails.